Strategic Financial Planning Can Help You
Gain Greater Confidence In Your Future
And Avoid Common, Costly Mistakes

You are the center of our Five-Step Strategic Planning And Management Process. Click on each step below for more information.


The First 90 Days

Step 1 - Whole Client Discovery Process - In our Discovery Process we start by learning about you, your core values, goals, and resources. This step includes everything we need to know to properly assess your situation and propose solutions to your concerns.
You will learn more about us and how working together could be helpful to you.


Step 2 - Investment Design and Planning – Using the information we gathered in our Discovery Meeting, you’ll receive an analysis of your current situation. This includes a written Investment Plan, along with our recommendations to help you achieve your goals.

You'll see how we can help you bridge the gap between where you are now and where you need to be to reach your goals. This plan forms the foundation for our work together.


Step 3 - Mutual Commitment Meeting – If, after reviewing your Investment Plan, we are both comfortable working together, we'll begin implementing your investment plan.

With this step we launch a systematic review of every aspect of your financial situation over the next several quarters to be sure it meets your current needs, takes advantage of your opportunities, and minimizes your risks.

Step 4 - 45 Day Meeting – In this step, we make sure you understand your new Raymond James statements and help you organize your important documents. The result is that you and/or your appointee will be able to quickly locate your wills, trusts, insurance policies, deeds, etc., whenever there is a need going forward.


Step 5 - Advanced Planning, Continuous Monitoring & Quarterly Reviews - The Quarterly Reviews give us an opportunity to review any new developments in your personal or financial life and make adjustments as needed.

In addition, we along with your CPA, attorney and other advisors, will address - one at a time - the needs, opportunities and risks that have been identified so that after a few quarters every aspect of your financial situation will have been reviewed and updated. For an example, see our Two Year Cycle Process below.

A Sample Two-Year Cycle...

The content and sequence varies with each client’s needs

Our Two-Year Cycle centers around the Quarterly Review. At each Quarterly Review we'll focus on one area of your finances. We designed a roadmap to address every part of your financial life.

Although this schedule is comprehensive, it is also flexible. That means your individual needs and circumstances can modify or accelerate the schedule.

Our Quarterly Review begins with a discussion of any material changes in your personal or financial situation. Also, you will receive a report on your progress toward your goals. In addition, we conduct a systematic review of the following elements of your financial situation. For some clients, items may be added and others omitted as their unique circumstances require.

A Sample Two Year Cycle

Year 1

First Quarter - Financial Foundation
 Estate planning documents
 Beneficiary designations
 Emergency contact information

Second Quarter - Personal Financial Protection
 Life, disability, health and long-term care insurance

Third Quarter - Establishing Financial Framework
 Cash flow and spending plan
 Major purchases

Fourth Quarter - Financial Independence
 Retirement, education and charitable planning
 Tax planning strategies, in tandem with a tax advisor

Year 2

First Quarter - Financial Review & Update
 Investment plan and asset allocation
 Cash flow and spending plan

Second Quarter - Banking & Credit
 Banking relationships and products
 Mortgage
 Credit

Third Quarter - Protecting Financial Assets
 Health, umbrella, property and casualty insurance

Fourth Quarter - Tax Management
 Tax planning strategies, in tandem with a tax advisor
 Goals and values

Years 3 And Onward

We repeat the two-year cycle, making modifications as your circumstances require.

You can see how the Strategic Planning and Management Process and its Two-Year Cycle helps to improve the financial lives of our clients.

See case study links above

Discover how strategic financial planning can make a difference in your life by calling Ed Dower at 916.858.1111 or send an email to Ed.Dower@AEWealthAdvisors.com

 


Case Studies


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American Eagle Wealth Advisors
11335 Gold Express Drive, Suite 125   Gold River, CA 95670
Phone 916.858.1111 - 888.558.5518
Email: Ed.Dower@AEWealthAdvisors.com   www.AEWealthAdvisors.com

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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